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Solution

Core Banking Software

Core banking software with source code.

Build digital banking products on an established foundation: EZPayConnect core banking is white-label and ready to adapt to your vision, from neobanks to corporate banking. Certified to PCI DSS Level 1 and ISO 27001:2022, it offers a foundation to launch without starting from scratch.

Transform your operations with full source code access, giving you flexibility and control to adapt your product to regulatory and business needs.

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What Is EZPayConnect Core Banking?

More than management software, it is the central system of a financial institution—the technology behind deposits, loans, and transfers processed accurately in real time.

The core processes essential banking transactions. It is a secure database that manages the financial activity of many users simultaneously, centralizing accounts, interest calculations, and transactions, eliminating manual processes and reducing human error to zero.

Core Capabilities

  • Atomic Processing

    Handle millions of daily transactions with an engine designed for high volume and data consistency. With distributed ledger technology, each transaction completes in full or does not occur, avoiding duplicates and inconsistent records.

  • Extensive REST API: 470+ Endpoints

    Integrate with systems through 470+ documented REST endpoints. The API-first approach helps banks and fintechs connect external services—from virtual card issuing to mobile wallets—without compromising core stability.

  • Multi-Asset and Built-In Compliance

    • Multi-asset support for fiat and crypto in one core.
    • Native KYC/AML compliance logic.
    • Regional adaptability to meet different jurisdictions' laws.
    • Cloud scalability.

  • Full Control

    Modify system components to meet your needs without third-party dependencies.

  • Military-Grade Security

    Every line of code is audited against strict industry standards (PCI DSS, SOC 2). End-to-end encryption and multi-layer authentication protect customer trust and make the infrastructure impenetrable.

Designed for the Bank of the Future

  • Onboarding and 2FA

    Native two-factor authentication flows.

  • Integrated KYC/KYB

    Integrate identity providers to support compliance.

  • Cards and IBANs

    Issue and link cards and bank identifiers directly to accounts.

  • QR Payments and Links

    Modern digital payment options ready to implement in your ecosystem.

Adapt It to Your Business Model

Retail Banking — Control over your consumer product, with consistent updates.

Explore Retail Banking

Corporate Banking — Customize and integrate your business product with third-party services.

Explore Corporate Banking

Why EZPayConnect Core Banking?

  • Faster time to market

    Launch in weeks, not years, avoiding the risks of building from scratch.

  • Code warranty

    Routine fixes and ongoing updates to support 24/7 performance.

  • Knowledge transfer

    Practical training from experts with 10+ years in fintech to help your team become independent.

Share your requirements and see how we align with your needs.

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