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Solution

Transactional Ledger Software

Banking Ledger Software for Neobanks, E-Wallets, and PSPs

For electronic money institutions (EMIs) and payment institutions (PIs)—including neobanks, payment or money-transfer apps, and PSPs—efficient accounting is critical because of strict compliance and reporting requirements.

EZPayConnect banking ledger software offers a real-time accounting model as an approach to processing and accounting for financial transactions.

Banking Ledger Software for the New Fintech Era

The backbone of neobanks, remittances, and payment processors. A dynamic accounting model based on splitting and merging transactions in real time.

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Beyond a Traditional Ledger

  • For the Business — Complex Processes

    Create flexible business flows for dynamic authorizations, anti-fraud checks, and custom logic.

  • For Accountants — Full Automation

    Set rules to calculate and record technical fees automatically, without manual intervention.

  • For Customers — Real Time

    Every transaction is executed and recorded immediately, keeping financial information current.

Power Your Product with the EZPayConnect Model

  • Business Process

    A defined sequence of transactions designed to achieve specific operational outcomes.

  • Dynamic Flows

    Determine order and execution and can reflect financial flows of any complexity.

  • Atomic Transactions

    Building blocks that can be split and merged for adaptive accounting.

  • Containers

    Treat each wallet as a programmable object to control fund movement.

Seamless Scalability

Designed to manage transaction volumes for industry leaders.

  • 2,700 TPS
  • 34.5M daily transactions
  • 1B monthly transactions
  • 12.6B annual transactions

Enterprise Source Code License

  • Full Access

    Freedom to modify and customize the core at your own pace.

  • Warranty Protection

    Coverage for bug fixes and critical security updates.

  • Support and Training

    In-depth training led by experts with 10+ years in fintech.

  • Reduced Risk

    Avoid the bottlenecks of building from scratch and meet demanding deadlines.

Featured Customers

  • Geidea

    The leading PSP in Saudi Arabia and the UAE optimized accounting and unlocked growth potential with our ledger.

  • MPAY

    Transformed a cash-in kiosk network into an end-to-end payments app on our ledger layer.